Timothy Moore and his husband bought their dream home in Cincinnati in 2020, locking in a historically low 2.75% mortgage rate. The house offers stunning skyline views, historic charm, and a spacious rooftop deck.
US Couple Feels Trapped in Mortgage
Yet daily life has become difficult: 34 steps to reach the porch, three interior levels, limited street parking, and costly yard maintenance. As they grow older, accessibility concerns and financial realities weigh heavily.
With current mortgage rates hovering around 6%, moving feels financially daunting. For now, they plan to sell at a profit and purchase a cheaper home, hoping to balance higher rates with affordability.
