A Threads post by user @lianalatif__ has sparked discussion among Malaysians about digital payments, with users sharing their experiences using Touch ’n Go (TNG) eWallet and bank QR codes.
The post highlighted concerns that users may need to keep cash on hand because certain bank-to-TNG eWallet QR payment methods no longer work as expected. The discussion quickly attracted comments from people comparing the services offered by different banks and questioning whether the restrictions affect everyday transactions.
Malaysians Compare QR Payment Experiences
Several commenters said their experiences differed depending on the bank they used. One user reported being able to scan and transfer funds between Maybank and TNG eWallet, while another said the same process did not work with their CIMB account.
Others mentioned that some banks, including BSN, OCBC and Muamalat, still appeared to support the transactions they needed. These differing experiences suggest that payment compatibility may depend on the specific Q R code, account type and transfer method.
The conversation also raised questions about whether merchants should use business accounts rather than personal accounts to receive customer payments.
Some users advised checking that a QR code supports the intended transaction before completing payment. DuitNow QR supports merchant payments and person-to-person transfers, but the available functions can vary by bank and service provider.

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